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First Citizens Bancshares, Incorporated () is a bank holding company based in Raleigh, North Carolina that operates two subsidiaries, First Citizens Bank and IronStone Bank. In aggregate, First Citizens operates in 18 states and the District of Columbia in the United States, concentrated in the Southeastern United States, Southern California, and Washington. Assuming completion of a merger announced in June 2014, First Citizens Bank will become the sixth largest bank in the Southeast with 575 branches in 18 states and the District of Columbia, $30.7 billion in assets, $26.1 billion in deposits, and $18 billion in loans.〔 In 2010 the company employed approximately 4,400 employees. First Citizens Bank serves clients in more than 200 locales with 571 branches in Arizona, California, Colorado, District of Columbia, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, and West Virginia. ==History== In 1998, First Citizens Bank made an agreement with First Citizens Bank of South Carolina, also controlled by the Frank Holding family, allowing customers of either bank to conduct transactions with the other institution.〔"Briefly," ''The News & Observer'', July 23, 1998, p. D2.〕 On Dec 22, 2003, Citizens Bancshares restated its previously announced 2003 third quarter earnings, following a determination by its independent auditors to change its accounting treatment of one third quarter transaction related to shares of the Company's common stock donated to it by an unrelated third party. On October 8, 2010, First Citizens filed a merger application with federal regulators, the Office of the Comptroller of the Currency and the Federal Reserve Bank of Richmond, and respective state banking departments in IronStone's footprint. IronStone Bank will continue to operate under its trade name. The change became official January 7, 2011. First Citizens Bank entered into an agreement with the Federal Deposit Insurance Corp. (FDIC) to purchase substantially all the assets and assume the majority of the liabilities of United Western Bank, Denver, Colorado on January 21, 2011.〔 Months later First Citizens took over the failed Colorado Capital Bank of Castle Rock, Colorado in a similar deal. It was the sixth FDIC-related agreement since July 2009. First Citizens now has 14 branches in Colorado, 3 of them IronStone. On December 10, 2013, 1st Financial Corp. shareholders approved a merger with First Citizens. As of September 30, 2013, Hendersonville, North Carolina-based 1st Financial had 12 branches in Western North Carolina, $675 million in assets and $660 million in deposits. In spring 2014, accounts of Mountain 1st Bank & Trust are to change to First Citizens. On October 1, 2014, First Citizens completed a merger with First Citizens Bank of South Carolina, making First Citizens the sixth-largest bank in the Southeast resulting in the largest bank in the United States controlled by a single family. First Citizens had no branches in South Carolina before the merger, while First Citizens and the South Carolina-based bank both had branches in Georgia. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「First Citizens BancShares」の詳細全文を読む スポンサード リンク
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